But when we had our crisis in 2008, we had TARP (Troubled Asset Relief Program).
When we had our first child, we decided that this would be the best time for my wife to pursue an MBA as it would allow her not to have a visible CV gap.
"The third one was in relation to 2010 when we had a pre-season friendly at York City, so our times had changed and therefore we weren't there when we said we were going to be, " Beeby told BBC Radio Humberside.
She repeated HP's claims to a US court, saying "there had been very serious strategic misrepresentations, accounting improprieties and when we understood what had happened we had to explain to our investors".
But, I was so thankful for that sensitive smoke detector when we had the fire in our laundry room!!!!
When we started our project I had in mind perhaps 300 families whom we target for rehousing.
We were often in tears when we were cleaning the rooms, but we had to grit our teeth.
"We started when we realised that we had to do something before rubbish completely destroyed our environment, " the bank's manager, Joao Manoel Ribeiro dos Santos, also a former bricklayer, said.
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"We've had our opportunities in both Tests and when the big moments came up we haven't been good enough to put the nails in the coffin, " he said.
The image we may have of our parents is that they had power over us when we were growing up.
In 1975 to 1983, when we had an oil shock, we decreased our consumption by 1 billion barrels.
We had almost finished filming when one of our team received an email in Russian from a man calling himself "H".
They actually even had taken our passports when we got on and gave us a red little ticket with a number on it that wasn't even filled in with our name.
We had picnics on the shore, we celebrated life and our youth when we were just kids.
When we went to a baseball game as friends, we spoke about our families and had fun.
Imagine how lively our house would be when we had three grown pit bulls!
But we had to leave our village when the war came, our cows and property were taken.
Representative GABRIELLE GIFFORDS (Democrat, Arizona): Probably when we first had a candlelight tour of the capitol our first evening.
It was a sad day when the last of our kale wilted but we had a very good spinach omelette and said a fond farewell to it.
"We lost to a great side, we had a game plan but when our centre defender was injured everything fell apart, " a chastised Cameroon assistant coach, Enow Ngacha, told BBC Sport.
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And when we'd finished our snacks and I had hold of little pieces of Joey Buckley's life, we'd race our wheelchairs down the steep paved hill where on Saturday afternoons the stretchers and wheelchairs wound their way down the path between the buildings from the courtyard to the movie theater.
Just when we were bonding, and feeling better about our boss and our jobs in general, we had to self-evaluate.
But when we went into Japan, for instance, our local team said instead of that approach we had to go narrow and try and win a few big-ticket accounts, instead of several small ones.
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And keep in mind just for folks here in the States, when we look backwards at our response in 2008 and 2009, there was some criticism because we had to make a bunch of tough political decisions.
"When we had the time and the resources to listen to our customers, we removed it, " Saltzman says.
We had just revealed the missive when tears started forming in our new friend's eyes.
This was a good decision and we had our entire catalog available on CD when the market finally turned.
Ironically, 'units' become even harder to compute when we've had a drink, because the part of our brain that works that sort of thing out switches off.
When they came we had volumes and needed help to get to know our clients.
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"When we were in Berlin and even after our return she never had the opportunity to enjoy her great achievement, " he said.
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