This leads me to the other advantage of bonds over bond funds: you can pick the maturity date and know with a high degree of certainty when you are going to get your money back.

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You walk back together in silence, and then she says, When are you going to come by to show me that movie?

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The encouraging thing for you is that when the economy gets back on track in the ways that it should, you are going to be prepared to be successful.

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"We are going back to when I was a kid and you had little or no chance of going to university, " he said.

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The hard part is going to be paying it back, especially when you are still technically an unpaid college student.

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There are times when you can tell it's going to take a little bit to totally get back, but he made some really big plays at key times, too.

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So you see, what it means when a stock is trading at fair value is that you are not going to make additional money from a trending back up to fair value.

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