If you've had trouble deciding what to do with your 401(k) savings--or even whether to save--your employer may be about to make that decision for you.

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When you walk over that line, you've got to know what your game's about otherwise you're in trouble.

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So what should you do if your bank has failed or is in trouble?

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Williams chose not to include in his complaint what exactly his wife handed over that got him into such trouble, so you can just use your imagination.

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Let's suppose your friend's daughter was always a quiet, gentle girl who did what she was told and caused no trouble.

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