In April 2007, we issued a report headlined The Second Wave of the Housing Tsunami: 2007-2011 in which we suggested commercial real estate was likely to be the second shoe to drop in what was already an unnerving collapse in the residential housing market.

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The question is what that shoe is going to be, and how bad it's going to be.

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What is the next shoe to drop?

NPR: Listeners' Money Questions Answered

What's the next shoe that's going to drop?

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We know exactly what you're thinking: Why would anyone want to hold a shoe to their face?

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The answer relates to a belief that another big shoe will drop in what is now Year No. 5 of the greatest financial crisis since the Great Depression.

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I'm also expecting a decent cup run this season (for no other reason than the fact we're overdue one) and, if you're looking for a daft bet, what about Well skipper and BBC pundit Stephen Craigan to win the European Golden Shoe thanks purely to own-goals?

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So what does all of this have to do with prosecutors who get a few scalps and then move to white-shoe law firms?

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O'Driscoll is a shoe-in for a Test spot and Roberts has to prove himself again by doing more of what he did on Saturday.

BBC: Jeremy Guscott column