There are two reason for this: First, many consumers have no idea what they should do to secure the products they use and, second, manufacturers try to make installation as painless as possible by allowing devices to work with default configurations.

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And what about the countless small businesses that use photography to sell their products and services?

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Marketing is the process by which companies determine what products or services may be of interest to customers, and the strategy to use in sales, communications and business development.

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"Given what we anticipate to be the significant increase in the use of these products, we are now beginning to look at, and shortly we'll be discussing with legislators, possibly a national solution here, " says Earl Jones, a senior counsel for General Electric.

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LONDON, England (CNN) -- When it comes to browsers, Microsoft's Internet Explorer has a stronghold on the market, but other products are starting to make inroads, giving Web users a choice about what software they use to surf the Net.

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It may include a combination of any of the following tools: requiring nonbanks to file certain reports, reviewing the materials the companies actually use to offer those products and services, reviewing their compliance systems and procedures, and reviewing what they promised consumers.

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