The question is, Jim, what do you do with the money.

WHITEHOUSE: Press Briefing

So, what should you do with the extra money?

FORBES: Know Thyself

Just how much hyperactive loss harvesting will save you depends on what you do with the rest of your money, what happens to the stock market and where you live.

FORBES: Fidelity's Giant Loss Harvesting Tax Dodge

Dig a bit deeper into the report, and you find some interesting nuggets about what you can do with that much money, when you've become one of the biggest investors in the world.

BBC: Scottish independence: Fjords flowing with funds

What do you think he did with the money?

NEWYORKER: The Pura Principle

How many are in the camp, how many sleep in this shelter, where is your husband, what are your most urgent needs, when did you arrive, when will you go back, is it safe in and around the camp, how do you earn money, what do you eat, what do you do with the food and non-food items received, how much food do you need per month?

BBC: NEWS | Africa | Darfur aid worker's diary XVII

The problem lies when you never look at what else you could do with your money, or buy things blindly without considering the lost opportunities.

FORBES: The Role Of Opportunity Cost In Financial Decision Making

For non-deductible contributions to a traditional IRA (where you make too much income to qualify for a deduction), or regular contributions to a Roth IRA, or saving in a taxable account, you pay income tax as you earn the money, regardless of what you do with it.

FORBES: Taxes and Investments: The Inside Scoop