Stocks with dividends give investors the chance to make a bit of money no matter what the market is doing.

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"I think Big Society Capital is a good thing, but it is a limited amount of money and it is a bit of a drop in the ocean, given what is happening to the sector, with the deficit-reduction programme really hitting the sector, " he told BBC Radio 4's Today programme.

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They all line up for what smells like a delicious meal, pay their money and eat speedily so as to grab a bit of downtime.

BBC: China diary: Shenzhen gets smarter

We want to earn our money, give back to society and have a bit of normality during what can sometimes can be a really turbulent time being in the Armed Forces.

BBC: Finding work for the military wives

If they turn out to be a bit short of capital, they should be able to find what they need either through selling assets or through raising money from investors.

BBC: EU banks may raise ?200bn