The territory does not have a looming sub-prime mortgage problem, and local lenders are well capitalised.
But banks in the city are thought to be well capitalised and fairly insulated from the global credit crunch.
Fitch, a rating agency, says that despite this it will be a long time before European insurers are well capitalised again.
But the advantages to taxpayers of having a bank that is well-capitalised enough to lend, but also well-run enough to be sold back to private investors one day, should not be underestimated.
That narrowed down the field to well-capitalised international companies, such as Nationale Nederlanden and Commercial Union.
Not only will well-capitalised banks be able to withstand further squalls in the credit markets.
When prices are low, oil-rich countries welcome the low-cost, high-tech and well-capitalised oil firms.
Maybe, but it will help to be big, or at any rate well-capitalised.
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By contrast, Mr Geithner and Ben Bernanke, the Fed chairman, think that most American banks are well-capitalised and able to lend.
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Another worry is that, although the big Spanish banks look strong and well-capitalised, the same cannot be said of the savings banks or cajas.
But Mr Mack also stressed that other bits of Morgan Stanley's business are quite strong and that in spite of its losses, the bank would have been well-capitalised even without the Chinese investment.
Given the perilous state of a great number of corporate pension funds and the firms that stand behind them, many pensioners may be better off in the hands of well-capitalised and -regulated insurers, especially as official compensation is more generous if an insurer fails to honour its obligations than if a company goes bust leaving an underfunded pension scheme.
They capitalised on several mistakes we made in that spell and took their opportunities very well.
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