But we are reluctant to give patients specific probabilities of side effects, because we have learned that such numbers confuse them.

FORBES: Are Doctors Afraid to Talk Math with Their Patients?

''We are reluctant to make capital investments at the moment because we don't know what we're going to need our capital for, be it redeveloping Lansdowne Road or a new national stadium.

BBC: SPORT | Rugby Union | Irish | Financial boost for Irish rugby

So the ample liquidity held by big banks simply reflect the depressed times we live in, where banks are frequently reluctant to make loans to the real economy and deplete their liquid reserves.

BBC: Banks agree minimum liquidity rules

While that is certainly a possibility, we are concerned that the American consumer is still reluctant to commit to this size of discretionary purchase on a wide scale.

FORBES: Harley-Davidson: Take Profits In Loud Pipes

Ever since 1992, when Labour lost an election after proposing a big rise in taxes, politicians have been reluctant to believe polls saying we are prepared to pay more tax for better services.

BBC: NEWS | Programmes | Panorama | The truth about tax

Having been burned, they are reluctant to touch that hot stove we know as the stock market again.

FORBES: Brain Damage Might Improve Your Investment Results

While it is hoped securing funding for research will bring a cure for HIV closer, Professor Barre-Sinoussi is reluctant to commit herself as to how close we are in time to that moment that scientists have waited so long to arrive.

BBC: Nobel winning Barre-Sinoussi optimistic about HIV cure