Yes, we're about to face another economic downgrade, by the way.

CENTERFORSECURITYPOLICY: Monica Crowley, Mightier Pen 2012

Smart short-sellers using independent, solid analysis would not trade in a way that was concentrated within three days of a downgrade, since they couldn't know when or if a downgrade was coming, the George Mason study says.

FORBES: Tipping The Shorts

So, the downgrade should not embarrass RBS in any terribly serious way.

BBC: Are any British banks still Premier League?

Or that they way in which it is missed means that the ratings agencies decide to downgrade the US credit rating, the one for the country.

FORBES: It Won't Just be the US Downgraded

By the way, even though Lloyds is not a global bank, it has suffered a modest downgrade too - and it would be in the same category as Barclays, the equivalent of the Championship, though a tiny bit higher up the table.

BBC: Are any British banks still Premier League?