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Mr Watters said the public in Dumfries and Galloway could be confident its concerns would be taken on board.
BBC: Pat Watters gives fire service accountability assurance
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Morgan, Mr. Watters said, and the bank is planning to grow its market share, which currently stands at 10%.
WSJ: J.P. Morgan to Cut $1 Billion in Costs, 4,000 Jobs
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In a statement, the administrators, from the Belfast-based accountancy and consultancy firm RSM McClure Watters, said that the hotel would remain open for business.
BBC: Leading Portrush hotel goes into administration
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Major Alan Watters, from The Salvation Army in Ireland, said donating a gift could make a real difference to a child's Christmas.
BBC: Gifts sought for Family Appeal
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Kevin Watters, the head of the bank's mortgage operations, said his business has a staff of about 45, 000, and reductions are planned mostly among employees dealing with defaults, which have come down, and also among employees related to mortgage production as volume declines.
WSJ: J.P. Morgan to Cut $1 Billion in Costs, 4,000 Jobs