To many Africans (and Americans, if polls are correct), Barack Obama's presidential campaign of "hope" and "change" hit a wall of reality when he came into office.

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The fall of the Wall should give us hope as we face challenges in coming years.

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Even better than local work experience is an internship with the sort of Wall Street firm that you hope to work for after graduation.

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And I guess the main concern I have about the future of Wall Street is that I just hope that the United States has learned some lessons.

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Without jobs or money, living ten to a room (which means sleeping in shifts and no hope of marriage), their days spent leaning on a wall, Algeria's young men were ripe for revolution.

ECONOMIST: Algeria

The most well-known example is the Occupy Wall Street effort, which made a scapegoat of "the 1%" in the hope of unifying 99% of the population against it.

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We hope that happens in 2013, but history and experience suggest only more pain for investors because of Wall Street, not less.

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