Participants in these plans may have to wait until the next valuation date for a distribution amount to be determined and longer still to have it processed.

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One reason to wait until year end to take your distribution for 2012 in one big lump is to let the money continue to grow tax-deferred as long as possible.

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With that, both companies would be expected to launch for the holiday season in the US and Japan, though Edge says that distribution complications will mean that Sony will have to wait until early 2014 for Europe.

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