If anything, Wagner says he is mostly in town to gain an education about the business, albeit an expensive one.

FORBES: Hollywood Squares

Wagner says homeowners may try to trick the system to qualify for a modification, even at the risk of hurting their credit scores.

NPR: Mortgage Modifications Won't Benefit Everyone

Representatives at Experian's call center in Allen, Texas, are authorized to spend as long as needed on the phone with consumers, Mr. Wagner says.

WSJ: Getting Going: How to Fix a Credit-Report Error

"Polyamorous relationships tend to be ongoing, sustainable, emotionally bonded, committed relationships with more than one person, with the knowledge and consent of everyone involved, " says Anita Wagner, who says she has been in polyamorous relationships on and off for the last 15 years.

BBC: Is it possible to have a happy open marriage?

"It's a little bit harder, but that's part of the challenge I think, " says Wagner.

CNN: No need to hang up your running shoes as you age

"There are synergies--hopefully, " says Wagner, who has been hanging around with Arnold Schwarzenegger.

FORBES: Magazine Article

It is tempting, at the turn of the decade, to hand out such accolades - but as an impetus for the imagination, says Wagner, such events don't come with a sell-by date.

BBC: Is there a novel that defines the 9/11 decade?

Starting in June, the industry's information-exchange network will allow files to be attached so credit bureaus can send documentation to lenders, says Steve Wagner, president of Experian's North American credit-bureau operations.

WSJ: Getting Going: How to Fix a Credit-Report Error

But Adam Wagner, who traveled from two counties north, says the Web cam is a great idea.

CNN: To surf the Web or surf the surf?