Square allows anyone to have a virtual merchant account and take payments directly.

FORBES: The future is Square

For years, the Mets and Sterling used Mr. Madoff's firm as a virtual bank account, depositing everything from ticket revenue to deferred compensation for players to Sterling employees' 401(k) money with the firm, according to a person familiar with the team's finances.

WSJ: Baseball's Mets, Ensnared in Madoff Scheme, Hope to Sell Off Piece by June

Do users really need to wiggle and click their mouse to open an animated door and walk over to a virtual bank teller to check our account balance online?

ECONOMIST: Ban cyberspace

Adrenalyn lets today's kids do something like that online, where a player losing a computer competition sees his virtual card swallowed up and uploaded to the winner's account.

FORBES: Magazine Article