According to Volcker, if the Fed were relieved of its oversight of smaller banks, its "regional roots would be weaker and a useful source of information lost"--a view also shared by Bernanke.
Apply the "Fisheye Lens" to get a wide-angle hemispherical view of the photographic subjects, adding a new source of fun and intriguing creative possibilities to photos.
One of the major factors associated with this decline is, in my view, the decline in unionization, which eliminates the major source of wage growth for middle-wage production workers.