But, unlike some recent launches which aim for the top of the yield ladder, the FlexShares Ready Access Variable Income ETF is designed simply to make sure that your interest experience is at least above zero.

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To be clear, the dividend yield in question, from Alliance Resource Partners ( ARLP), is quite variable.

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MetLife sells as if 10 year Treasuries will yield 2 percent for the next 5 years, that the stock market withers below 1000 and variable annuity sales dry up.

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