Variable annuities have been a problem for more than a decade.

FORBES: Investment Conflicts SEC Should Police First

But you fail to mention the most important one of all: that a central bank of any country which has only variable access to international capital markets may have a problem in acting as a lender of last resort to its banking system.

ECONOMIST: Letters | The

The director said one increasing problem in 2011 was in the misuse of variable hour contracts, which are sometimes called zero hour contracts.

BBC: Rise in workplace bullying in Jersey, says JACS

The problem is that their definition of small business is variable and depends on the industry in question.

FORBES: Bank of America Small Business Lending: Criticize or Applaud?