When a broker makes four times the commission placing a variable mortgage versus a fixed, what did you think is going to happen?
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And the way the program works now, before these changes go into effect, is that the loan program has a variable rate with a cap of 8.25 percent.
Any time government tries to force one variable within a free market to a certain value or to move in a certain direction, it destabilizes every other variable.
Such swaps had the university paying a fixed rate to, and simultaneously receiving a variable rate from, a counterparty.
Morgan can do complex calculations that were prohibitively expensive and time-consuming, such as running a trade through scenarios for both interest rate fluctuation and market volatility, rather than looking at just one variable at a time.
They can elect a consistent speed at a higher price or variable speeds for a discounted rate.
Since the pay of these plutocrats is highly variable, a bad year for them means a bad year for the taxman.
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Nationwide's chief economist Martin Gahbauer said lower interest rates had given existing homeowners with tracker or standard variable mortgages a welcome breathing space.
Jordet's research, which includes the 35 Euro and World Cup matches that have been decided by penalty kicks since 1976, shows that no variable has a greater impact on scoring than the pressure.
Throughout every permutation that I ran, the tuition variable had a statistically significant and negative effect on partying, meaning that as students pay more in tuition, they are less apt to go out and party.
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In economics we can often observe the fact that a dependent variable is not always able to move immediately after a fortuitous change in an independent variable.
Messrs Feldstein and Samwick also assume that retired folk will convert their personal retirement accounts into a variable-rate annuity, based on a combination of stocks and bonds, rather than a fixed-rate annuity.
Moreover, insurance companies are set to unleash an onslaught of flexible annuity products, such as Lincoln Financial's i4Life plan, which is a variable annuity that hedges against inflation, puts a floor under income payments and provides a death benefit if your die before 85.
Stevenson's deal with Merrill was essentially a prepaid variable forward contract--a "kinky forward, " it's been called.
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The favela is actually a highly variable site for living, a bit like the inner cities of the U.S. At one end they are suitable homes for middle-class people and civil servants, and at the other end they are places of utter misery, not fit for human living.
These days, almost 90% of those who buy a variable annuity pay an extra layer of fees for a so-called living benefit.
With a deferred annuity, you pay now and hope to accumulate assets through either a variable product that invests in equity mutual funds or a fixed product that offers bond-like returns.
In a volatile atmosphere like the present you should think of capital structure as a variable that can greatly influence the success or failure of a business enterprise.
Also, mortgages have a duration (a calculation of the time it takes to get paid back) that is a variable, hypothetical duration that varies with prepayment speeds, so a short duration mortgage portfolio is not protection against a sudden increase in interest rates, because if interest rates rise the duration will rise which hurts the value of the bond.
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The freedom to move about the track "was a variable that had not been seen before, " Mr. Barnhart said at a news conference Thursday.
Disentangling the two relationships is impossible unless a third variable with the right statistical properties, a so-called instrument, can be found and exploited.
If you go for a variable rate mini-cash Isa you should bear in mind that some product providers have been know to offer a very attractive rate to tempt new customers but then reduce the return at a later date.
But as Australia A began to lose second-innings wickets, variable bounce was becoming a factor.
These variable annuities include a guaranteed death benefit that pays on the death of the insured.
Nearly every credit card on the market today is a variable rate card.
The key is making the infrastructure scalable and affordable, while developing a variable cost model.
Each finger is typically about 30 amino acids long, with a variable section at the tip.
China has targeted procurement policies for clean energy, and a variable feed-in tariff for wind power.
Including a "dead" variable is important as it is a vital link in the food chain.
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Instead, advertising becomes a variable cost of production that measurably results in making more profit.
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