We are witnessing a major shift in customer buying behavior and needs: from the Time Value of Money to the Money Value of Time.
The value of time share and the core value of cloud computing are pretty much the same, only the resources these days are much better and more cost effective.
Expensing is good policy: Depreciating investment outlays over time for tax purposes delays deductions that lose value with time and inflation, understating costs and overstating (and overtaxing) real profit.
Structures deteriorate in value over time and long-term construction costs have grown at or below inflation.
It thus has ample instruments in its pipeline to generate value over time.
Home values may gain value over time, but home equity is locked-in until the house is sold.
Stocks grow in value over time, because they retain earnings and they expand the companies underneath them.
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Those who believe in active management make the additional assumption that manager judgment can add significant value over time.
When asked about how much they value their time, a surprising trend emerged.
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All we can do is change the form of the price, from money value to the value of time.
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Do not underestimate the value, time and costs it takes to be in a position to do those things.
Ultimately, what builds up value over time is every individual in the company.
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"Customers should consider whether, despite the initial tempting offers, these accounts offer value over time, " says Kevin Mountford, at moneysupermaket.com.
Manufactured homes also tend to lose value over time, and lenders can recover less money if there is a foreclosure.
Value the time you have been given and make the most of it for the betterment of a healthier whole.
But judging by the tents parked outside Walmart, I am pretty certain that we have forgotten the value of time.
We respect their decision to leave, we value the time they will contribute to ensuring an orderly transition, and we will miss them greatly.
It doesn't seem that the people who plan call centers or design elevators have crunched the value of time into their equations.
Begin to recognize opportunities to negotiate value for time, service and product.
So the value of time saved by fewer hours travelling should fall.
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We started that century with a fundamental international currency, gold, which kept its value through time and was widely accepted around the world.
But the mistake the speculators had made was to overvalue their goods, and to "bank on" (as we still say) their holding their value over time.
Lenders charge higher mortgage rates on manufactured homes in part because the homes tend to lose value over time and lenders can have a hard time foreclosing.
And if the currency could be counted on to hold its value over time, that made it a plausible platform on which to build new financial services.
One response to this challenge is to point out that what really matters is the value over time, something especially relevant to the consideration of new technologies.
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Since artwork often increases in value over time, it is usually recommended that fine-arts policyholders get updated appraisals every three to five years, and premiums may be adjusted accordingly.
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Giustra, whose gold positions increase in value every time Fed Chairman Ben Bernanke institutes quantitative easing, does not think this option will be successful in pump priming the US economy.
The longer-term bond will rise in value over time.
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Without boring you with the math, I will simply note that the average price of an asset that generally rises in value over time will always be lower than its final price.
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