Choosing a tool that facilitates natural interaction among individuals instead of the static nature of email is the first step to adding value and driving efficiencies in managing everyday tasks, which should be the main requirement for any solution you choose.

FORBES: Getting Employees To Actually Use Social Collaboration Tools

After buying the first home, between the equity growing due to making monthly house payments and the value of the house appreciating, buyers could satisfy the down-payment requirement on the new home from the proceeds of the sale of the former house.

FORBES: Down Payment on Home Out of Reach for Half of U.S., Poll Finds

Were donor agencies fully to comply with this requirement and transact their aid at the official rate, around 90% of the value of their aid would be captured by the central bank, which would be purchasing the aid dollars at around a tenth of their value.

ECONOMIST: How to prop up the government