What is vexing here is that investors still have very little visibility to the underlying demand for premium Windows Phone 8 devices.

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McKinsey expects this affluent segment to grow at a compound annual rate of 16% between now and 2020, offering underlying support for the global premium car market.

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Unlike with a futures investment, which is based on the current value of gold, the downside to options is that the investor must pay a premium to the underlying value of the gold to own the option.

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Also, ETFs may trade at a premium or discount to their underlying holdings, which can help or hurt investors.

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Whether or not platinum now holds or extends its re-found premium to the gold price depends on the underlying outlook for growth vs. depression.

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For investors, coins are commonly bought from private dealers at a premium of about 1-5% above their underlying gold value.

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One strategist appears to have enacted a three-legged bullish play on Visa to reduce premium required to position for upside potential in the underlying shares.

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The options premium normally covers the first 5% down in the underlying stock.

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