In turn, this fuels the downward spiral of more uninsured (or under-insured) patients and more ED visits for the decreasing number of emergency departments.

FORBES: Why Romney's Emergency Care Isn't Health Care

These doctors, the argument goes, use their patient-referral power to keep the best-paying and healthiest cases and leave others to take the difficult or under-insured ones.

FORBES: Meet The Doctor Who Is Suing To Block ObamaCare From Torpedoing His Hospital

Under the old fee-for-service system, insured Americans could demand almost any treatment they wanted, with little regard for cost or efficacy.

ECONOMIST: Patients or profits?

For small businesses, being self-insured would let them avoid new requirements under the law that call for traditional small group plans to include richer benefits, such as mental-health and maternity care.

WSJ: One Strategy for Health-Law Costs: Self Insure

Under the plan, the government would buy up bad mortgage loans, converting them into low-interest, FHA-insured loans.

CNN: McCain faces conservative backlash over mortgage plan