" Stunned, I stammered, "Ummm, I guess it's not a good time, " to which he replied, "No, no, it's perfect.

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Beset with negative thoughts about what would happen to his finances if he blew his first job interview, he fidgeted, perspired heavily and studded his answers with "ummm" and "ahh, " he says.

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Ummm, that's a tough one.

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