He argued that to be human is to have "ultimate concerns", namely something for which you would not only live, but die.

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"We continue to have concerns that the ultimate outcome of this legislation would be the passing of merchant acceptance costs to consumers at a time when Americans can least afford it, " said Noah Hanft, general counsel at MasterCard.

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Our reasons included concerns about the ultimate market cap the market would allow the company to achieve, rising competition from Android devices, the release of the iPhone 5 with a sub-par mapping application and concerns about the ability of the company to hold together its management team in the post-Steve Jobs era (a concern that was validated when the company announced management changes).

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The ultimate goal is to help organizations create a culture in which ideas, challenges and concerns can be freely voiced, what is called a culture of "psychological safety, " where individuals believe they can safely take interpersonal risks, such as asking for help, admitting errors and challenging authority.

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