In a survey of 323 SMBs just released by Spiceworks, a social business site, and sponsored by storage management vendor EMC, 62% report they are using some type of cloud application, up from 48% at the beginning of the year and 28% a year ago.

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Consider households headed by people aged 60 to 62, nearing retirement, with a 401(k)-type account at their jobs.

WSJ: Boomers Find 401(k) Plans Come Up Short