The survey listed Amalgamated Bank, BMW Bank, Capital One, Discover and Tompkins Trust as charging no fee for purchases made abroad.

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The landowner and Eilean Eisdeal Community Trust are embroiled in a dispute after he demanded a land use fee and asked to see a copy of the trust's public liability insurance.

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The trust said Mr Bolot's fee was "commensurate with the wealth of experience he possess and with the benefits we believe he will deliver".

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The Eilean Easdale Community Trust confirmed it had refused to pay the fee for the charity event - which it described as "excessive" - and had declined a request to produce its public liability insurance for inspection.

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According to a survey by the Cerulli Associates consulting firm, at least half of U.S. households do not use a financial advisor, broadly defined as a stockbroker, a fee-only planner, a bank trust officer or an insurance agent.

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Neither government nor Parliament runs the BBC even though MPs do vote every few years to preserve the BBC by renewing its Royal Charter and set the level of the licence fee whilst the government appoints the Chairman of the BBC Trust which does regulate it.

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The new academies and trust schools will have the freedom to develop as independent but non-fee-paying schools, with outside partners like businesses, universities and charities able to sponsor and run them.

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The BBC is already cutting its workforce and output after Cameron's government imposed deep spending cuts and any loss of public trust could prove an issue in future discussions over funding and the licence fee.

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Given that Freesat had been approved by the BBC Trust on the basis that it was a good use of income from the licence fee, it was "not reasonable to withhold information" about how much the service would cost, MPs said.

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