But the seats fell as they did in 2011, and although Labour have carefully concentrated on giving every impression of being a majority government when they're not, it means there are tricky times coming down the road when the big and complex pieces of legislation start to flow.

BBC: State of Play 4 - Labour

The increased use of BPOs, the need for speed and value, and the wide variations in appraiser quality--there are three levels of accreditation for appraisers, so not all can claim the many hours of training a designated appraiser has--means that getting a reliable appraisal for a sale or refinancing is tricky.

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