Private Health is designed to backfill these gaps whenever one of its patients has a medical emergency or complex condition, say, a traumatic brain injury or newly diagnosed cancer.
This week, they said that Thomas had chronic traumatic encephalopathy, making him the first active college football player known to have had the debilitating condition.
Professor John Gruzelier, an expert in post traumatic stress disorder from Imperial College, London, told BBC News Online that there were better ways to treat the condition.