As HR becomes more able to value human capital investments and include them in financial statements, human capital consumption behavior will become much more transparent.

FORBES: What Will It Take For HR To Gain The Respect That It Wants?

They want to invest where governments control their spending, investments earn solid aftertax profits, living standards rise rapidly along with consumption, labor is educated and flexible, and regulation is transparent, not secretive.

FORBES: Restoring America's Growth

If we want to keep costs down in a sector with high levels of consumption and opaque prices we need to increase supply and make prices more transparent.

FORBES: Twenty Percent of New Healthcare Waivers Are In Nancy Pelosi��s District