Experts say other whistleblowers are waiting for what they hope are imminent payments on large issues as varied as payroll tax withholding, tax shelters, illicit foreign accounts or arcane corporate accounting matters like transfer pricing.

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Quick was planning to finish his associate's degree at the college and then transfer to the University of Houston to study accounting.

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Northern Europe has the edge, thanks to an inviting combination of less bureaucracy, a more developed legal system, better accounting systems and easier ways to transfer intellectual property, says Marco Da Rin, associate professor in finance at Tilburg University in the Netherlands.

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Deficiencies in current accounting requirements may be encouraging banks to transfer credits to insurance companies or other institutions, and that transfer may well not be transparent.

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