While entertainment (or humiliation, as the case may be) is one of the most popular uses for mobile applications, small businesses are finding them increasingly helpful around the workplace, from tracking expenses to finding daily deals.

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Being covered by the same insurer can make paperwork less complicated for filing and tracking medical expenses.

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Tracking medical expenses should be high on the list.

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The key is to avoid the mistakes that got you into delinquency in the first place by developing good money management habits like tracking your expenses, living within your means, saving for a rainy day, and paying down high interest debt.

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Create a system for it, as you do everything else, from how to handle your expenses to tracking your inventory.

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And this means tracking your income and expenses.

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Comparing the expenses of synthetic and plain vanilla ETFs tracking major global stock market indices, it shows that investors do benefit.

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