The point is, in order to truly effect change, we need both top-down government-driven approaches, and bottom-up initiatives like crowdfund investing.

FORBES: Can Crowdfunding Create Jobs and Will The Government Help?

Likewise, in the conventional thinking about markets, economic progress depends not on the labors of infinite economic actors but on the select few, the brainiacs, who rise to the top and generate innovations from which ordinary mortals benefit through a kind of trickle-down effect.

FORBES: The Fable Of Market Meritocracy