They will probably tell you to come back later, after you have finished the product, signed up a few customers, or reached some other future milestone.

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The biggest challenge is that your top talent is unlikely to tell you directly for fear of later termination.

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If you are already collecting your retirement benefit and are at or over full retirement age, you can tell Social Security you want to suspend further benefits and then ask them to restart your benefits at a later date, say age 70.

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Two decades later, I can tell you that Zalenik had it right--to a point.

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