If a business associate explicitly promises to meet with you at a specific hour and always shows up on time, you expect or trust he will appear at the appointed time at the next meeting.

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Say you're trying to meet up with a friend in a crowded area.

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Whether you're flying to visit your family, catching a train to meet up with a long-distance love or celebrating New Year's Eve on a warm-weather cruise with friends, ever present travel disruptions over the holiday season may leave you needing a place to stay at the last-minute.

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