Washington Mutual, the nation's largest savings and loan, said the ongoing credit troubles could affect its ability to issue loans.
Undeveloped credit scoring and a lack of transparency hamper their ability to issue retail loans.
To ease the fallout on Spain and others, the ECB could issue more three-year loans to banks, analysts say.
But even after learning about the defectiveness of the loans, Bear Stearns "went on to issue over 30 sub-prime and Alt-A securitisations that included AHM loans", says the attorney general.
Many firms are now choosing to issue bonds rather than take out bank loans.
The commercial paper market represents the short-term loans that corporations issue to one another, a market which has now all but dried up as banks and firms fear lending money to a potential defaulter.
That is when companies make loans or issue credit cards to people and then bundle up that debt and sell it off to investors.
In March France Telecom, with nearly euro70 billion in debts, launched a huge bond issue which helped to take euro10 billion of loans off the books of its banks and refinance euro6 billion of maturing bonds.
The biggest issue could be foreign banks' loans to major Greek businesses.
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Issuers buy loans from sellers and pool them together to issue ABS or MBS to investors.
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At issue is the bank's portfolio of loans to a network of credit unions and leasing companies.
One issue is how the banks are to write off their bad loans.
Allowing SMEs to issue junk bonds will give companies that have trouble getting bank loans an alternative means of raising capital.
As the securities of Portugal and Ireland decline in price and rise in apparent yield, it raises significantly the issue of marking to market the holders of Portuguese and Irish loans, which are also being carried at par.
FORBES: The Contagion Moves From Greece To Ireland To Portugal To Spain
Housing bubbles arise when dumb bankers are willing to issue six-figure mortgages without asking questions and make home equity loans at inflated rates.
These are state-regulated outfits, based mainly in Utah, which can take in federally insured deposits from savers, make loans and issue credit cards, but are subject to less onerous regulation than banks.
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These vehicles take loans, issue bonds or pool capital with private firms to fund infrastructure projects, including housing.
Turning from the secondary to the primary, this graph details new-issue volume for both leveraged loans and high-yield bonds.
FORBES: November 2012, European Leveraged Loan Market Analysis
The potential of massive personally liability to businessmen stemming from personal guarantees made on corporate loans has become an issue recently.
FORBES: Mill Financial Sues George Gillett Personally For $117 Million Over Liverpool Loan
The idea is to give banks more liquidity so they can make auto loans and student loans and issue credit cards.
Your loan has to close and fund inside that 60 day period and for most loans this is not an issue.
With Sallie Mae cutting back and being more selective on student loans, parents' ability to pay for their kids to go to school is a huge issue.
Without complicating the issue of modifications, suffice it to say that the banks have their own interest in not having servicers modify loans, some of which, not surprisingly, are loans they themselves made.
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