At the Las Vegas office of one prepaid-card shop, Hi-Rim, a colleague of Pavlo's showed up to demand payment--and a Hi-Rim official threatened to go get his gun, the colleague says.

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In response to a demand for payment, a short letter simply telling them that you cannot pay now is light years better than ignoring the demand letter.

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Many bonds are issued under New York law, which means that any individual bondholder has the right to sue and demand full payment.

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But when investors demand a certain level of payment for the risks of lending to a country like Italy, history shows it is incredibly difficult to persuade them to accept a lower rate of interest.

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As with any third-party payment system, which gives the illusion of someone else paying, patients tend to demand far more medical services than they would if they believed they could spend any savings on something else.

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By removing friction from the process, bitcoin becomes easier to spend overall because not every merchant will accept bitcoin directly for payment yet and not all transactions demand irreversibility and privacy.

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Toll Brothers, a high-end builder, has been able to enjoy a nice recovery in demand and selling prices, given that its clientele tends to have more cash to put toward a down payment and better credit scores to secure a mortgage if necessary.

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