There has been some talk about Bangladesh dropping down as part of a two-tier Test system and I favour that, but only with a top tier of nine.

BBC: Jonathan Agnew column

The minimum tier one capital ratio needed to pass the test is 5%.

BBC: Ally Financial sign

In stress test results released last Thursday, Citigroup and Fifth Third Bancorp were projected by the Fed to have Tier 1 common equity ratios in excess of 8.0% in a stressed economic scenario of a deep recession, 12%-plus unemployment, a 20% slump in housing prices, and a 52% drop in U.S. stock markets.

FORBES: Buffett Buyback Math Key to Post Stress Test Bank Earnings