If you want to capture the cloud sweet spot look to invest in Software as a Service companies as this segment of cloud computing is the most mature, according to our Tech Radar research (look for an update to this analysis in the fall) and thus seeing the strongest enterprise adoption.
Thus the actual growth of both enterprise flash and HDD storage capacity are not much different (and note that the HDD capacity shipments are measured in Exabytes while SSD capacity is in Petabytes).
Even when repayment rates are high, a microfinance institution may charge an interest rate too low to cover its overall costs or its costs of funds, thus making it more of a charity than a commercial enterprise.
This model is driving the growth of digital storage in data centers and thus the sale of hard disk drives, tape storage and flash memory used in enterprise storage tiers for these data centers.
Thus the battle between local and on-line storage continues to drive a new generation of enterprise storage for the cloud as well as external local storage for mobile devices.