Three layers of fees virtually guarantee that the net returns will be uncompetitive to the pensions.
After much research, Janis identified three layers of groupthink: key underlying causes, common symptomatic behaviors and resulting decision-making flaws.
That saves electricity, but it raises the stakes for cleanliness, since a defect could ruin three layers, not just one.
On a bracing morning in Titwood, Glasgow, Rahul Dravid, draped in three layers of clothing, chose to unleash his bowlers on a green-tinged pitch.
Today, we have appliances that can run three layers of anti-virus, advanced data protection algorithms, global reputation analysis, and real-time acceptable use filtering in the network.
Three layers of checks must be passed before an aglet is allowed access to a computer, and one of these layers can be customised for example to reject aglets whose owners do not have subscriptions to a commercial database.
OLETs rely on three layers of material, with the bottom layers carrying a charge, the middle layer (the meat in this high-tech sandwich) emitting photons when excited by the bottom, and the top layer selectively letting those photos through.
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Flying at just below 10, 000 feet, research instruments identified three distinct layers of volcanic residue.
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Like ES cells, maGSCs can spontaneously differentiate into the three basic tissue layers of the embryo - and contribute to the development of multiple organs when injected into embryos.
Nelson's injuries destroyed all three main skin layers - the epidermis, dermis and hypodermis (the top, middle and bottom), in some places right down to the periosteum, the membrane overlying the bone.
It's also getting bitterly cold as we head north and we're piling on the layers after three months of bikini weather.
The discs reach these capacities by incorporating three to four recordable layers.
The robbers apparently knew that one segment of the airport's perimeter, protected by two layers of three-meter-high fencing and concrete blocks, could be crossed more easily due to construction, said a person familiar with the events.
Chief technical officer Nigel Gilhespy says the fabric is made of five layers of fabric, three of which are conductive, which means they create an electrical signal and perform a high-tech function.
Though still classic in design (some have two and three heads to make veins and layers), the length and type of hair for the brushes have been changed to accommodate water-based paint, which the industry has embraced in place of oil-based paint.
Beneath the three big computer makers lie several carefully ordered layers of subcontractors.
The cushions are created using two layers of film measuring around two to three strands of hair in thickness.
Machines then weave and sew them into fibre mats several layers thick, which can be moulded into three-dimensional shapes.
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In its July 7 London manuscripts sale, the auction house is offering a 1, 500-year-old biblical document that includes layers of text and meaning--in three languages.
Then in the 1980s and 1990s Rand Araskog unraveled its layers, and finally in 1995 he split ITT into three parts: a hotel and gaming business, an insurance business and a manufacturing group.
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He sets the items on a three-tiered silver plate, with finger sandwiches on the bottom and the top two layers with sweets.
He said the top three factors to improving front-line services while delivering savings are to strip out duplicated layers of management, reduce debt repayments to the banks and drive down accommodation costs and overhead.
The outer layers are made of acrylic plastic and the vacuum chamber in the middle is divided into three or four watertight compartments stacked on top of one another.
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