While this concept sounds easy, it makes serious demands on both parties.

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Put this way, it sounds easy enough.

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This is not as easy as it sounds.

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However, when a number has hundreds of digits, factoring it this way is not as easy as its sounds.

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This isn't as easy as it sounds because I don't think there is any age or milestone that, once attained, guarantees that the child will use the money as we intended.

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