"We think this is a very appropriate new format to add to our growing portfolio, " he said.

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For the family that can reasonably plan to reach financial independence in the next 20 years, this is a very appropriate product.

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This is a very serious matter and will require an appropriate response.... We will be listening very carefully, and pursuing this matter further.

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However, it is actually a very old theory so whenever it seems appropriate, I call attention to this history.

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