Think twice before you buy any of these.

FORBES: Money & Investing

Think about it before you buy a video of a movie you may only watch a few times.

FORBES: Give Your Spending a Reality Check

But think long and hard before you buy art with that expectation, unless you are particularly wealthy, with plenty of cash to lose.

FORBES: Is Art An Asset Or An Investment?

Before you buy, think ahead to the lifecycle of the product and its package.

CNN: STORY HIGHLIGHTS

Before you buy something, think about how many hours you had to work to pay for it.

FORBES: Give Your Spending a Reality Check

Another way to think about it: If you buy at 63, you may pay premiums for 20 years before going to claim.

FORBES: Not Interested in Long-Term Care Insurance? How About Short-Term Care Insurance?