Alan and Keith suggest broadening retirement planning to include these key elements and start living them now.

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These biases include the anchoring effect, the planning fallacy and the illusion of control.

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These include applications like customer relationship management, enterprise resource planning and product lifecycle management.

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These transition processes will include an agency's capital planning and investment control processes, agency EA planning processes, and agency systems life cycle methodologies.

WHITEHOUSE: CIRCULAR NO. A-130 Revised