Then adjust your people, plans and practices accordingly.

FORBES: Planning Your Future When the Future You Had Planned Goes Awry

Then you combine it into an estimate of where you are as accurately as you can so you can adjust your course accordingly.

FORBES: DEDuced Reckoning is Assembling the Mosaic!

And then, the earlier the planning process starts with your advisors, the easier it will be to either adjust the retirement goal down or, preferably, bring the value of the business up.

FORBES: From "Do-it-Yourself" retirement income planning to "Don't-do-it-Yourself" exit planning