But dismissing this remedy out of hand ignores the very real pain, fear and anger felt by recent college students as they stare down the barrel of huge student loan payments in theworst job market since the Great Depression.
It also helped me to change my status from one of the students with theworst grades to a top student while taking six or seven classes per semester instead of only four as most of my peers.
But for students who drop out of college without finishing a degree, student debt is theworst type of debt possible: a long-term financial burden with no utility that is practically impossible to shed in bankruptcy.
And for less than 1 percent of what our country as a whole spends on education each year, Race to the Top has led 40 states to raise their standards for teaching and learning and student achievement, and developed plans for some of the schools that are underperforming theworst.