Mr. DIZZY GILLESPIE (Jazz Musician): He was one of the originators of the style.
The Startup Visa Act is out as the originators were not re-elected.
For her part, Allon says that she reports to (and gets paid by) both the originators and the investors, thus helping ensure the integrity of the analysis.
FORBES: How One Entrepreneur Plans to Profit from the Next Securitization Wave
Cox is an accomplished journalist both in print and on the Web, where she was one of the originators of the very popular but long-defunct Web site called Suck.
Under that theory, hunter-gatherers in Europe would have learned about new farming techniques from the originators in the Near East and switched over on their own to the new lifestyle.
WSJ: Migrations Spurred Agriculture Spread, Studies Indicate
The banks were as involved as the mortgage originators and the mortgagees.
FORBES: Obama's Stark Progressivism Gives Voters Choice Of The Century
If Wall Street stopped the mortgage originators and not passed on that crap to investors and Fannie and Freddie much sooner, this crisis could have been abated.
Proverbially, the ancient Greeks were great originators, the ones who came up with the brightest new ideas in art and science.
FORBES: Are We Greeks or Romans? New Patent Law Means Challenges for U.S. Innovators
The fragmented market structure of mortgage originators in the subprime-lending industry may also have contributed.
Together those three players had represented 36% of the market share for reverse mortgages, leaving smaller nonbank originators as the new key players, creating new risks for consumers.
In my previous article I did some math on FHA portfolios at three of the largest loan originators, Bank of America (BAC), JP Morgan (JPM) and Wells Fargo Corp. (WFC).
To invest wisely in the likelihood that originators can capitalize on a string of fads through creativity and experimentation is very different from investing in one hot rocket that goes straight up with full knowledge that gravity will send it back down with equal and opposite thrust.
What can be concluded from the report is that major banks and mortgage originators are still suffering the slings and arrows of the unfortunate financial crisis five years later.
FORBES: Mortgage Settlement: Step Aside Dimon And Moynihan, Only Ally Has Paid Its Share
And any of the scores of mortgage originators and investment banks.
Another way of saying the same thing is that banks, mortgage originators, were not charging enough for the money they were lending.
The banks and even mortgage originators were also fooled into believing price rises could go on forever and had no idea what would happen if they did not.
FORBES: Financial Crisis: Clinton Rooted, Bush Fed, Obama Watered
On the other side, home builders, real estate agents, appraisers, mortgage brokers, mortgage originators, Wall Street brokerages that securitized the loans and the hedge fund clients who bought them were all getting rich as a result of booming credit.
Remember that mortgage originators rarely hold onto the mortgages they create.
FORBES: How To Refinance Your Home: A Personal Journey Part III
Increasingly, says Kathleen Engel, at the Cleveland-Marshall College of Law in Ohio, borrowers are looking for redress further along the lending chain, bringing claims against participants in the secondary market for the predatory acts of mortgage brokers and originators.
ECONOMIST: Lawmakers, state and federal, are mounting an attack
Desmond Lachman, a fellow at the American Enterprise Institute in Washington has another, simpler, solution: Just require mortgage originators to be sufficiently capitalized and to hold at least a portion of the mortgage until maturity.
The report details how sales-pressured loan originators cut and pasted information from old files onto new files to complete loan documentations and how securitizations were stuffed with badly underwritten mortgages and sold to unwitting investors.
The bipartisan measure requires licensing and registration of mortgage originators.
The mortgage lending business is hyper-competitive and mortgage originators come in all forms of education, training, experience and affiliation.
FORBES: A Look Behind The Curtain: How To Choose A Mortgage Lender
Mortgage originators have already been crunched by defaults and the spotlight is now shifting to major banks holding the mortgages for investment.
If the choice were thus between Tory policies from their experienced originators and Tory policies from untried recent converts, it would be a simple one: vote Tory, if their policies are what you want.
That due diligence did not take place, and instead, defendants were more concerned with getting high volumes of loans from mortgage originators who were rewarded by Credit Suisse based on loan volume, the complaint says.
FORBES: NY AG Strikes Again, Sues Credit Suisse On Mortgage Securities Fraud
As befits a man who won the Nobel prize for his work on asymmetric information, Mr Stiglitz dwells on the market imperfections and misaligned incentives that distorted decisions made by everyone from mortgage originators to credit-rating agencies.
ECONOMIST: The financial crisis and the future of regulation
Predictably, these originators, along with their fellow Democrats, have now turned sharply against the concept as Congressman Ryan has proposed it.
FORBES: Paul Ryan's Extremist Medicare Plan-Dangerous Or A Political Lie Manufactured by Democrats?
Investors are demanding that originators employ tighter underwriting standards, and some large lenders are pulling back from the use of brokers.
Nor did Dodd-Frank do anything about Fannie Mae or Freddie Mac, the government-sponsored enterprises that subsidized several trillion dollars worth of subprime mortgages, giving originators incentives to churn them out and giving investment banks incentives to package them into junk securities.
FORBES: Now's The Time To Promote Legal Challenges To Dodd-Frank
应用推荐