The origin of Viet Hoa's difficulties is revealing.

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In Hanoi, I got to meet the young Vietnamese founder of Peacesoft, Nguyen Hoa Binh, 29 (pictured).

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Richistan HOA was focused on taking care of the roads and common areas of a fenced community consisting of 426 homes and a golf course.

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This could be in the form of mild to severe property damage, unpaid HOA fees, taxes, second mortgages and various other liens.

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