They suggest the Fair Credit Reporting Act (FCRA) as a model for this.
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What if we had the right to have inaccurate data corrected (as we do with credit-reporting agencies under the Fair Credit Reporting Act)?
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Operating as a consumer reporting agency, Social Intelligence Corp. says its social network screening process is compliant with the Fair Credit Reporting Act.
Last week, the agency sent letters warning three marketers of mobile apps that provide background checks that they might be violating the Fair Credit Reporting Act.
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According to FTC.gov, under the Fair Credit Reporting Act, all individuals are guaranteed to receive one free credit report every twelve months from three nationwide credit reporting agencies: Experian, Equifax, and TransUnion.
R. 3149, was introduced this summer to amend the Fair Credit Reporting Act to prohibit the use of consumer credit checks against prospective and current employees for the purposes of making adverse employment decisions.
But using it in the life-insurance application process would "raise questions" about whether the data would be subject to the federal Fair Credit Reporting Act, says Rebecca Kuehn of the Federal Trade Commission's division of privacy and identity protection.
The bankers argue that the affiliate sharing restrictions are plainly preempted by the federal Fair Credit Reporting Act.
The plaintiffs in the pending actions against Equifax claim the company violated the federal Fair Credit Reporting Act by failing to fully investigate complaints that it had mistakenly assigned them negative credit events.
Class actions involving credit reporting laws, debt collection and federal laws like the Sherman Antitrust Act and the Fair Labor Standards Act also can probably proceed, although the rules in this area get a little trickier.
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