In chastising the way the investment banking industry works, the New York Attorney General who led the charge against the banks, called for a cultural reform and sweeping structural changes in the way the business operates.

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Instead, the Board announced that a consultant would be hired to focus on disclosure legal training and cultural reform.

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It is the name of a reform movement that began 200 years ago to rid Islamic societies of cultural practices and rigid interpretation that had acquired over the centuries.

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Education reform that includes salaries for work well done, places resources into the classrooms, applies learning technologies and cultural inter-changes.

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